Whether you need to withdraw cash, exchange currency, or visit a full-service bank branch, DMM offers convenient options before and after security in both the domestic and international terminals. This guide provides a comprehensive overview of the banking services available at DMM, including the locations of ATMs, currency exchange counters, and bank branches.
1. Banking Services Before Security
For travelers who need to access banking services before passing through security, there are several banks and ATMs located on the Arrivals Level and Departures Level of the terminal. These services are accessible to both passengers and visitors who are dropping off or picking up passengers.
A. Arrivals Level (Before Security)
- Al Rajhi Bank
- Services: Full-service branch, ATM, and currency exchange.
- Location: Arrivals Level.
- Overview: As one of Saudi Arabia’s largest banks, Al Rajhi Bank offers a wide range of financial services, including cash withdrawals, account services, and currency exchange.
- Alinma Bank
- Services: Branch, ATM, and currency exchange.
- Location: Arrivals Level.
- Overview: Alinma Bank provides convenient access to financial services for travelers, including account services, foreign exchange, and cash withdrawals.
- NCB (National Commercial Bank)
- Services: Branch and ATM.
- Location: Arrivals Level.
- Overview: NCB offers a range of banking services for customers, including account management and cash withdrawals from ATMs.
- Sharhan Exchange
- Services: Currency exchange only.
- Location: Arrivals Level.
- Overview: Specializing in currency exchange, Sharhan Exchange allows travelers to convert foreign currency into Saudi Riyals (SAR) or exchange Saudi Riyals for foreign currencies.
B. Departures Level (Before Security)
- Al Rajhi Bank
- Services: Branch and ATM.
- Location: Departures Level (Before Security).
- Overview: Full-service branch offering banking and currency exchange services, as well as cash withdrawals.
- SABB (Saudi British Bank)
- Services: ATM only.
- Location: Departures Level (Before Security).
- Overview: SABB ATMs provide quick access to cash withdrawals for passengers needing funds before entering the security checkpoint.
- NCB (National Commercial Bank)
- Services: ATM.
- Location: Departures Level, near the passport inspection area.
- Overview: Conveniently located near passport control, this ATM offers cash withdrawals and account balance checks.
C. Service Level (Before Security)
- NCB (National Commercial Bank)
- Services: ATM.
- Location: Service Level.
- Overview: This ATM provides convenient access for travelers who need cash or account services before passing through security.
2. Banking Services After Security
Once passengers have passed through security, there are still plenty of banking services available in both the International and Domestic Gate Areas. These services include ATMs, currency exchange counters, and full-service branches, ensuring travelers have access to financial services before boarding their flights.
A. International Gate Area (After Security)
- Al Rajhi Bank
- Services: ATM.
- Location: International Departures Level (After Security).
- Overview: This ATM offers cash withdrawal services for international passengers.
- Alinma Bank
- Services: Branch, ATM, and currency exchange.
- Location: International Departures Level (After Security).
- Overview: A full-service branch offering a wide range of financial services, including foreign currency exchange and account management for passengers who need banking services before their international flight.
- Riyad Bank
- Services: ATM.
- Location: International Departures Level (After Security).
- Overview: Riyad Bank’s ATM allows for quick cash withdrawals and account balance checks for international passengers.
- Sharhan Exchange
- Services: Currency exchange.
- Location: International Departures Level (After Security).
- Overview: Specializing in currency exchange services, Sharhan Exchange provides international passengers with the ability to convert their foreign currency before their flight.
B. Domestic Gate Area (After Security)
- Al Rajhi Bank
- Services: ATM.
- Location: Domestic Boarding Level (After Security).
- Overview: Al Rajhi Bank’s ATM is available for domestic passengers, providing convenient access to cash withdrawals.
- Alinma Bank
- Services: ATM.
- Location: Domestic Boarding Level (After Security).
- Overview: Alinma Bank’s ATM offers cash withdrawal services for passengers in the domestic departure area.
- NCB (National Commercial Bank)
- Services: ATM.
- Location: Domestic Boarding Level (After Security).
- Overview: The NCB ATM in the domestic gate area provides passengers with access to cash withdrawal services and account balance checks.
3. Currency Exchange Services
For international travelers, currency exchange services are crucial for converting foreign currency into Saudi Riyals (SAR) or exchanging Saudi Riyals for other currencies. King Fahd International Airport offers several currency exchange counters before and after security.
Currency Exchange Providers:
- Sharhan Exchange: Available on the Arrivals Level and International Departures Level, Sharhan Exchange specializes in converting foreign currency, offering competitive exchange rates for travelers.
- Al Rajhi Bank and Alinma Bank: Both banks offer currency exchange services at their respective branches on the Arrivals Level and International Gate Area.
The current exchange rates as of today are:
- 1 USD equals approximately 3.75 Saudi Riyals (SAR).
- 1 Euro (EUR) equals about 4.18 SAR(XE).
- 1 British Pound (GBP) equals around 4.99 SAR(XE).
At DMM, you can expect the exchange rates to be slightly higher than mid-market rates due to the convenience fees typically charged at airports. Currency exchange counters at airports, such as Sharhan Exchange and banks like Al Rajhi Bank and Alinma Bank, are known to offer less favorable rates compared to those found at external exchange bureaus or through online platforms like Wise or XE.
For the best rates:
- Banks inside the airport, while convenient, often offer a slightly higher fee for currency exchange compared to downtown currency exchange providers.
- Airport counters generally add a margin, so the rates could be 3-10% less favorable compared to external money changers or digital currency exchange services.
If you’re looking to minimize costs, it’s often better to exchange a small amount at the airport to cover immediate needs and then seek out better rates at local exchange offices outside the airport. Alternatively, using a multi-currency debit card or ATM withdrawals (after checking your bank fees) may offer a better rate.
4. ATM Availability
ATMs are strategically located throughout the airport, both before and after security, to ensure easy access to cash withdrawal services.
Key ATM Locations:
- Before Security: ATMs are located on the Arrivals Level, Departures Level, and Service Level. These machines are operated by Al Rajhi Bank, Alinma Bank, NCB, and SABB.
- After Security: For passengers in the International and Domestic Gate Areas, ATMs from Al Rajhi Bank, Alinma Bank, and NCB are available to provide cash withdrawal services.
5. Payment Methods and Banking App Integration
For added convenience, passengers can use a variety of payment methods and mobile apps to manage their banking transactions at DMM.
- Mawgif App: Some services, such as parking payments, can be settled using the Mawgif App, providing a seamless digital solution.
- Banking Apps: Many of the banks operating at DMM, including Al Rajhi Bank and Alinma Bank, offer mobile banking apps that allow customers to manage their accounts, transfer funds, and check balances from their smartphones.
6. General Banking Tips for Travelers
Plan Ahead for Currency Exchange:
- If you are traveling internationally, consider exchanging your money before passing through security. While Sharhan Exchange and other banks offer services post-security, it may be more convenient to take care of currency exchange earlier.
Keep Cash Handy:
- While many transactions in Saudi Arabia are increasingly digital, it is always a good idea to carry some Saudi Riyals (SAR) in cash, especially for small purchases or in areas where card payments may not be available.
Utilize Banking Apps:
- For convenience, use your bank’s mobile app to check account balances, transfer funds, or pay for services like parking. This can help streamline your experience at the airport.
How many banks are there at DMM Airport?
There are five banks that provide services at King Fahd International Airport (DMM):
- Al Rajhi Bank – Available before and after security, with branches and ATMs in both Domestic and International Gate Areas.
- Alinma Bank – Available before and after security, with branches, ATMs, and currency exchange services.
- NCB (National Commercial Bank) – Available in several locations with branches and ATMs before and after security.
- SABB (Saudi British Bank) – Provides ATMs on the Departures Level before security.
- Riyad Bank – Provides ATMs in the International Gate Area after security.
Additionally, there are currency exchange services provided by Sharhan Exchange on both the Arrivals Level and the International Departures Level after security.
Conclusion
King Fahd International Airport offers a wide range of banking services to ensure travelers have access to the financial resources they need, whether it’s cash withdrawals, currency exchange, or full-service banking. With ATMs and branches located before and after security in both the international and domestic terminals, passengers can easily manage their finances while traveling. Whether you’re arriving in Dammam, preparing for an international flight, or simply need to exchange currency, DMM ensures you’re covered with reliable and convenient banking services.